Sure, you can make the argument that having plenty of money puts a person in a position to do lots of nice things for lots of people. But often, kindness that makes a difference in this big world comes down to small acts that often don't cost anything but time.
A smile as you pass someone in the hallway at work.
Helping a friend with their 'To Do' list.
Letting someone cut in front of you in heavy traffic.
Sharing food with your kids or friends
(except McDonald's french fries ... let's not get out of control here).